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Read your credit card wordings. Mine says that if CDW cannot be declined, the credit card will still cover any deductible that I may be required to pay. Does your home auto insurance have rental car coverage? If so, some credit card wordings say that the cc coverage is secondary to that home auto primary coverage. People get so stressed over rental car insurance and end up paying for double ...

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Alamo didn't care about my declining CDW and didn't try to up sell any other features or question a second driver. The Costco Citi card came with our Costco membership (actually, it replaced the AmEx card that came with our original membership).

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TravelBuzz - Rental car question - if CDW is included do I need to take other insurance? - Just booked an Alamo car for next week in Fairbanks Alaska. Oddly CDW seems to be included in the rate. IIRC I usually need to pay extra for that? With an oz residence we usually need to take a lot of ins. Credit cards do not

Rental car question - if CDW is included do I need to take other ...

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Note: This wiki is outdated. Chase changed to a new coverage provider in October 2024. See new thread: Chase Auto Rental CDW; questions & experiences (New provider Oct 2024-) Note: because of state laws, the CDW that Chase provides on several of its higher-end cards is only secondary coverage, not primary, for residents of Minnesota, New York, North Dakota, Rhode Island, and Texas. (report ...

But, if you purchase any CDW insurance in whole or in part from the car rental Company, your AmEX coverage is completely VOID. For AmEx you MUST decline Car Rental Company CDW insurance You can also purchase AMEX supplemental car insurance on a per individual rental basis $19.95-24.95 (entire rental period not per day).