Fico Forums

FICO is an analytics company that is helping businesses make better decisions that drive higher levels of growth, profitability and customer satisfaction.

All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, and may include additional FICO ® Score versions. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether.

FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services.

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Learn what a FICO score is, how it's calculated, and ways to boost it. Understand its impact on your creditworthiness and how lenders use it for assessing risk.

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FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.

A FICO® score is a particular brand of credit score that helps lenders determine how likely you are to pay back a loan. It is used by Fannie Mae and Freddie Mac.

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FICO stands for Fair Isaac Corporation, the company that developed the FICO credit scoring model. When people ask what FICO means, they’re referring to this scoring system and the methodology behind it.

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All FICO Scores are calculated using your credit history — including your track record of on-time payments, how long you've had credit and how much of your available credit you're using.

Free access to your FICO® Score — plus tools, Wells Fargo tips, and a whole lot more — available to eligible consumer credit customers with Wells Fargo Online®.

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