As far as a fire in the house, as long as the stove is maintained right and installed properly, there is more chance that a bolt of lightning will hit your chimney and burn the house down than the stove doing it. Being ANAL and worrying about stoves/fire is a good thing, but not to the point of going nuts over it.
Can hot embers come out of your pellet stove and burn your house down
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You can try bracing it to the house by attaching steel brackets of some sort to the chimney and structure of the house to buy you a year, maybe, but even then i wouldnt want a couple 2x4's to hold up thousands of pounds of brick and masonry. Is there just that one flue in the chimney?
The house is fairly well insulated with good windows. It runs fairy stable around 60 on second floor. I run first floor at around 65. this is with temps in the teens at night and twentees durring the day. I would like tolike it warmer but wood supply and homemade boiler can only do so much. Jensen wood boiler 250 gal storage 1970 C30 dump 1200 ...
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Our house was built in 2009 and it has a beautiful fireplace with an insert. We didn't do too many fires last winter (maybe 1) but this year are wanting to use it more.