How To Do A Balance Transfer On A Credit Card

A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.

To generate our list of the best balance transfer cards, Forbes Advisor reviewed dozens of credit cards with balance transfer options across a broad spectrum of issuers.

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Discover the best balance transfer credit cards to save on interest and pay down debt faster. Compare intro APR periods, fees, and perks to find a good fit.

Best Balance Transfer Credit Cards: Up to 21 Months 0% Intro APR

If you’re looking to pay down your credit card debt, our top picks for the best balance transfer credit cards may be able to help. Carrying high credit card balances, especially with exorbitant interest rates, can be crippling.

Best balance transfer credit cards of May 2026 - The Points Guy

Balance transfer credit cards are designed to help you manage high-interest debt by allowing you to transfer your existing credit card balance to a new card with a 0% APR promotional period.

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Escape high-interest credit card debt. These 20 cards offer 0% introductory APR periods — with no balance transfer fee or low 3% fees — so more of every payment goes to erasing your balance, not paying the bank.

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We analyzed hundreds of balance transfer cards to find the most favorable introductory offers with low interest and low fees. Compare our picks for the best balance transfer credit cards from our partners and see how much each card could help you save.

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So, rather than spend that money on those high-interest credit cards, qualified consumers can enjoy a year or more interest-free with the right balance transfer credit card offer.

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