At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision. Our flagship product is our home equity agreement (HEA), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly debt payment.
Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.
Unlock your home equity without having to refinance, borrow, or take on new debt.
Unlock’s home equity agreement (HEA) is designed to allow homeowners to access their home equity without having to sell their home or replace their current mortgage. With an HEA, you retain ownership and all occupancy rights. The goal is to continue living in your home as normal. And living as normal also means maintaining the usual obligations that are required of most homeowners, such as ...
Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.
A clear overview of what Unlock’s Home Equity Agreements cost, how pricing and value sharing works, and how the process stays transparent and flexible.
Home Equity Agreements explained — how they work, key features/benefits, and why accessing cash from equity without monthly payments can create opportunity.
Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.
Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.