Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.
At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision. Our flagship product is our home equity agreement (HEA), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly debt payment.
A clear overview of what Unlock’s Home Equity Agreements cost, how pricing and value sharing works, and how the process stays transparent and flexible.
Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.
Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.
Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.
Unlock Agreements are provided exclusively by Unlock Partnership Solutions Inc., Unlock Partnership Solutions AO1 Inc., Unlock Partnership Solutions AO2 Inc., Unlock Home Equity Solutions Inc. dba “Unlock” and/or “Unlock Technologies”, and Unlock Homeownership Solutions Inc., all of which are wholly-owned subsidiaries of Unlock Technologies, Inc. (collectively, “Unlock”). The ...
Unlock your home equity without having to refinance, borrow, or take on new debt.
Unlock’s home equity agreement (HEA) is designed to allow homeowners to access their home equity without having to sell their home or replace their current mortgage. With an HEA, you retain ownership and all occupancy rights. The goal is to continue living in your home as normal. And living as normal also means maintaining the usual obligations that are required of most homeowners, such as ...