Short-term disability insurance can provide funds for whatever you need to protect. Mortgage, rent, or a car loan are just some of the monthly expenses that can be funded. The benefit period and monthly amount choices allow you to choose the right coverage for you.
If you’re suddenly unable to earn a paycheck due to illness or an accident, short term disability insurance through your employer can replace a portion of your income during the initial weeks of your disability.
Short-term and long-term disability insurance differ in their benefit period and the types of conditions they cover. Short-term disability insurance provides benefits for several months to up to a year and covers temporary illnesses or injuries that prevent you from working.
Learn what short term disability insurance is, how it works, why you need it, and ways you can purchase a policy.
Unum Disability Insurance can help provide income protection when you're unable to work. Compare options for short term disability and long term disability.
To apply for short-term disability benefits from a short-term insurance plan provided by your employer, or an individual plan you purchased on your own, you'll need to follow a few steps:
Discover the top short-term disability insurance options in 2024. Your guide to securing reliable coverage for unexpected life events.
Short-term disability insurance can help protect your income if you're unable to work. Learn how short-term disability works and how to apply through work.
Short-term disability insurance replaces your income while you can’t work because of an injury or illness. You can use your disability insurance payments on your regular expenses, like rent, groceries, mortgage payments, subscription services, and childcare.