Spouse Like A House Handels

Learn the rules of Social Security Spousal benefits and how to maximize your monthly payments based on your spouse's or ex-spouse’s earnings.

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If you’re a surviving spouse or estate executor for someone who died in the last year, follow IRS rules to file a final income tax return and more.

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Say your late spouse earned considerably more than you during their lifetime. In this case, you might consider taking your retirement benefit first, to provide some Social Security income, and wait until your FRA to claim the larger survivor benefit in full. Or vice versa, if your retirement benefit would be bigger.

If your spouse is older and enrolls in Medicare instead of keeping the employer’s insurance, you as the younger spouse may lose private health insurance coverage.

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However, if you receive spousal benefits, your spouse’s earnings could affect the overall amount you get from Social Security. These are Social Security payments you can collect on the basis of your husband’s or wife’s earnings record.

Yes, you can collect Social Security on a spouse’s earnings record. You may be able to do this in the form of spousal benefits, or as survivor benefits if you are a widow or widower.

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Whether you need to enroll in Medicare while working depends on the size of the employer. The same is true if you are insured through your spouse.

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Lehigh Valley Live: Asking Eric: Ex keeps social media profile picture that features former spouse

DEAR ERIC: My spouse and I have been married for three years. My spouse’s ex still has my spouse displayed publicly in their social media profile picture. They have been asked repeatedly to remove the ...