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Compare low‑rate home loans, mortgage preapprovals, refinancing, and home equity products with Third Federal. Trusted lenders providing safe, competitive mortgage solutions since 1938.

Third Federal offers guarantee low-rate mortgage refinance, preapprovals, and mortgage purchases. Compare mortgage rates and start the borrowing process today.

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Locate a local Third Federal branch with our branch locator tool or find a partner ATM that won't have a surcharge. Locate a branch or ATM today!

Learn how to get preapproved and buy a home with Third Federal. Explore low‑rate mortgages, Smart Rate Adjustable options, Early Rate Lock, and programs for first‑time homebuyers.

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At Third Federal, our Interest Savings Account can pay you the highest rate. You can open this account as a regular savings account or as an IRA account—the choice is yours.

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Home Equity at Third Federal Third Federal offers two types of home equity products — home equity lines and loans. Both products use the equity you have in your home as collateral, and serve as a second mortgage. Opening a home equity line of credit (HELOC) or taking out a home equity loan (HELOAN) is a great way to pay for the big things that can improve your family's quality of life, like ...

Explore Third Federal’s home equity calculators and current rates to compare loan options, estimate payments, and find low‑rate home equity line of credit or home equity loan solutions.

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Home Equity Calculator | Home Equity Rates | Home Equity Lender | Third ...

Get a flexible Third Federal Savings & Loan home equity line of credit (HELOC) with low rates, no fees, and a 10‑year draw period. Access funds by check or debit card and enjoy a lowest‑rate guarantee.