What's Prepaid Card

Discover the benefits of Visa Prepaid cards. Get secured reloadable prepaid cards, gift cards and more with no credit check required.

Unlike Credit Cards, which provide a line of credit, prepaid cards allow you to spend only the amount you have loaded onto the card. They are often used as gift cards or travel cards.

A prepaid card, which is more akin to a debit card, is a piece of plastic that externally resembles a credit or regular debit card. But behind the scenes, prepaid cards tap the cash you deposit into the card account rather than your credit line or checking account.

The original Netspend reloadable prepaid Visa debit card with 130,000 reload locations. Choose Pay As You Go or low monthly fee with deposit.

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Just load a Mastercard prepaid card and pay for everything you need — online shopping, bill payments or everyday purchases. Accepted wherever Mastercard is accepted, prepaid cards provide a more convenient and safer way to pay than cash.

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The terms "prepaid card" and "prepaid debit card" are often used interchangeably, but there's a subtle distinction between them. A prepaid card is the broader term and encompasses any card where you load money onto it before using it.

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Prepaid cards can be used to make purchases if the cards have enough available balance. Prepaid card issuers may charge fees for things like card activation, monthly use, inactivity, withdrawing cash and more.

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What is a prepaid card and how does it work? - Capital One

Explore the Mastercard prepaid cards with flexible pay-as-you-go options. Enjoy benefits of prepaid cards, explore types of prepaid cards, and get started easily.